The Covid-19 Credit Guarantee Scheme (the “Scheme”) is provided by the Government of Ireland to facilitate lending to Micro, Small and Medium-sized Enterprises, and Small Mid-Caps adversely impacted by Covid-19. This includes Primary Producers – Agriculture/Fishing. The Covid-19 Credit Guarantee Scheme facilitates the provision of liquidity and working capital to businesses with an initial focus on term and working capital loans. The Scheme enables a borrower impacted by Covid-19 to access credit. The borrower contributes to the cost of the Scheme by paying a guarantee premium on the credit advanced. This premium is separate from and is in addition to the cost of the credit advanced.