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What We Do

As a vital part of Ireland's financial architecture, the SBCI takes a different approach to fund Irish SMEs, actively supporting the long-term potential of the SME sector to drive economic growth.

The SBCI aims to help SMEs fund their ambitious business plans by creating a more competitive and dynamic environment for SME funding.

The SBCI’s goal is to ensure access to flexible funding for Irish SMEs by facilitating the provision of:

The funding is available to SMEs through the SBCI partners.

The release of long-term funds by promotional (or state-backed) financial institutions, through frontline (or traditional) finance providers is a successful and effective model for funding SMEs throughout Europe.

Currently the SBCI is focusing on distributing its liquidity through Bibby Financial Services, Capitalflow, Fexco Asset Finance, Finance Ireland and SME Finance & Leasing Solution DAC. This funding supports products such as leasing, invoice financing hire purchase and trade finance.

The SBCI is currently delivering its risk-sharing programme through AIB, Bank of Ireland, Close Brothers, KBC Bank, permanent tsb and Ulster Bank.

The Covid-19 Credit Guarantee Scheme is provided by the Government of Ireland to facilitate lending to Micro, SME, and Small Mid-Caps adversely impacted by Covid. All the current scheme lenders are available here.

836 m

SBCI supported lending - Year to 31 December 2020

7639

SMEs supported - Year to 31 December 2020

109 k

Average loan size - Year to 31 December 2020