Our Partners

The SBCI product programme is made available through a range of bank and non-bank financial institutions. The SBCI’s product programme has been broadened to include a range of solutions that SBCI provides to help its on-lending partners deliver lending products on more favourable terms and conditions to SMEs. That range of solutions include: 

  1. Providing low-cost pricing of funds to all on-lending partners. While the on-lending partners may use different pricing approaches, the SBCI ensures (through detailed monitoring) that the financial advantage of the lower-cost funding obtained by the on-lenders is fully passed on through to eligible SMEs. 
  2. Partnering with government agencies to create loan schemes to address specific market challenges for SMEs and inviting on-lending partners to participate in each scheme through an Open Call e.g. SBCI Agriculture Cashflow Support Scheme, SBCI Brexit Loan Scheme  
  3. Providing risk priced portfolio guarantees to on-lending partners.
  4. Providing a combination of funding and guarantees to on-lending partners.

The SBCI is keen to work with any lender, large or small, that can demonstrate it can deliver the required funding advantage to eligible SMEs on terms that protect taxpayer money 

The SBCI implements a thorough application/due diligence process that is designed to mitigate risks to Irish taxpayers, European funders and to SME borrowers by ensuring that all on-lending partners have the necessary financial strength and capability to provide the required level of service to SMEs. 

For further details on how to commence the application process to become an on-lending partner please contact the SBCI at info@sbci.gov.ie or call us on 01 2384000.



AIB is available for SBCI loan enquiries through its network of branches and dedicated SME line. Click business.aib.ie/branch-locator to find your nearest branch or call 1890 47 88 33 Monday – Friday 08:00-21:00, Saturday 09:00-18:00.

Bank of Ireland

Bank of Ireland is available for SBCI loan enquiries through bbsbci@boi.com. Please visit https://businessbanking.bankofireland.com/credit/business-loans/ for further details.


KBC Business Banking is specialised in supporting professionals across a range of sectors including financial, legal, medical, pharmacy and property. KBC is available for SBCI loan enquiries, please visit kbc.ie/business or call 1800 804 414/01 664 6180 for further details.

Ulster Bank

Ulster Bank is available for SBCI loan enquiries at 1850 211 690 (Republic of Ireland). Please visit ulsterbank.ie/SBCI for further details.


Bibby Financial Services Ireland

Bibby Financial Services Ireland is available for SBCI invoice finance enquiries at 01 297 4911. Please visit bibbyfinancialservices.ie/sbci for further details.


Capitalflow is available for SBCI leasing/ hire purchase enquiries at 01 5632400. Please visit www.capitalflow.ie for further details.

FEXCO Asset Finance

FEXCO Asset Finance is available for SBCI asset finance enquiries at 1890 800 404 or fexcoassetfinance@fexco.com. Please visit fexco.com/asset-finance for more information.

Finance Ireland Limited

Finance Ireland Leasing is available for SBCI leasing/hire purchase enquiries through info@financeireland.ie. Please visit www.financeireland.ie for further details.