Our Lending Partners

These solutions offer more favourable terms and conditions for SMEs & small mid-cap enterprises, and SMEs involved in agriculture.

These include:

• Providing low-cost pricing of funds to all on-lending partners. While the on-lending partners may use different pricing approaches, the SBCI ensures (through detailed monitoring) that the financial advantage of the lower cost funding obtained by the on-lenders is fully passed on through to eligible SMEs
• Partnering with government agencies to create loan schemes to address specific market challenges for SMEs and inviting on-lending partners to participate in each scheme through an open call e.g. SBCI Brexit Loan Scheme, SBCI Future Growth Loan Scheme, Covid-19 Credit Guarantee Scheme and Brexit Impact Loan Scheme
• Providing risk-priced portfolio guarantees to on-lending partners. Providing a combination of funding and guarantees to on-lending partners

Risk-Sharing Partners

AIB

AIB is available for SBCI loan enquiries through its network of branches and dedicated SME line. Please visit here to find your nearest branch or call 1890 47 88 33.

Bank of Ireland

Bank of Ireland is available for SBCI loan enquiries through bbsbci@boi.com. Please visit here for further details

Close Brothers Commercial Finance

Close Brothers Commercial Finance offers the Growth and Sustainability Loans scheme to eligible businesses as a term loan. Visit here for more details.

Finance Ireland

The Growth and Sustainability Loan Scheme is provided by Finance Ireland. For more information, please visit this link.

PTSB

The Growth and Sustainability Loan Scheme and the Home Energy Upgrade Loan Scheme is provided by PTSB. For more information, please visit this link.

Liquidity Partners

Bibby Financial Services Ireland

Bibby Financial Services Ireland is available for SBCI invoice finance enquiries at 01 297 4911. Please visit here for further details.

Business Venture Partners

BVP is available for loans to support the green and sustainable transition of SMEs and Small Mid-Cap companies. Please visit here for more information.

Fexco Asset Finance

Fexco Asset Finance is available for SBCI asset finance enquiries at 0818 800 404 or fexcoassetfinance@fexco.com. Please visit here for more information.

Microfinance Ireland

Microfinance Ireland is a not for profit organisation that provides loans of up to €50,000 to small businesses with less than 10 full time employees. Please visit here for more details.

SME Finance & Leasing Solutions

SME Finance & Leasing Solutions is available for SBCI leasing / hire purchase enquiries through info@smeleasing.ie. Please visit here for further details.