Moody's publishes an updated credit opinion for the SBCI – September 2025- SBCI

Who We Are

What We Do

Governance

Regulation

Careers

Values
Discover the best product for you

SBCI is committed to help you grow your business. Use our product wizard and find the best option for you.
Take the test
Green Transition Finance
Flexible lending to support the green and sustainable transition of SMEs and Small Mid-Cap companies.

Home Energy Upgrade Loan Scheme
Affordable, low-cost financing, backed by Government, to help eligible homeowners fund a home retrofit project.

Growth and Sustainability Loan Scheme
A long-term low-cost scheme to support eligible businesses, including farmers and fishers, when investing in their growth and resilience or climate action and environmental sustainability.

Term Loans
Low-cost flexible term loans dedicated to start-up and micro-enterprises.

Invoice Financing
A working capital facility that provides flexible finance, which can grow in line with your own sales growth.

Leasing and Hire Purchase
Flexible funding schemes, including leasing, hire purchase and rental schemes, for assets including cars and commercial vehicles.

Previous Schemes
Previous SBCI loan schemes which are now closed.
Our Partners

Funding Partners

Become a Partner
News

Events
National Enterprise Hub

Case Studies

Publications
Contact

September 2025 - Moody's publishes an updated credit opinion for the SBCI.

The Aa3 rating of the SBCI and the positive outlook were maintained.

Moody’s updated credit opinion for the SBCI.