31 December 2015

Notes to Financial Statements

1. Reporting entity
2. Statement of compliance
3. Critical accounting estimates and judgements
4. Significant accounting policies
5. Interest income
6. Interest expense
7. Operating expenses
8. Board fees and expenses
9. Tax charge
10. Cash and cash equivalents
11. loans and receivables
12. Risk management
13. Fair value of financial assets and liabilities
14. Other assets
15. Intangible assets
16. Other liabilities
17. Funding and borrowings
18. Maturity analysis of assets and liabilities
19. Auditor's remuneration
20. Equity
21. Contingent liabilities
22. Related Parties Disclosures
23. Disclosures of interest
24. Events after the end of the reporting period
25. Approval of the financial statements