The SBCI is Ireland’s national promotional finance institution. Unlike many other European countries, Ireland did not have a state promotional bank or credit institution to sustain funding to businesses throughout the financial crisis. The SBCI was incorporated in September 2014 to ensure that, in future, Irish businesses have access to stable, low cost, long-term funding.

The SBCI avails of national and international sources of funding for the purpose of providing lower cost funding to on-lenders who are required to pass on the advantageous rate to small and medium sized enterprise (SME) borrowers in Ireland.

Our Vision

To be a strong promotional financial institution that provides effective financial support for Irish SMEs and promotes the economic development of the State.

Our Mission

To deliver effective financial supports to Irish SMEs and in time other sectors that address failures in the Irish credit market, while driving competition and innovation and ensuring the efficient use of available EU resources.