BILS SMEs Application Form - SBCI, Strategic Banking Corporation of Ireland SBCI, Strategic Banking Corporation of Ireland

Notice

Please note

Applicants must first complete this Eligibility Application Form to check if they are eligible to apply for a loan under the SBCI Brexit Impact Loan Scheme (STEP 1). Eligible applicants will receive an eligibility confirmation letter from the SBCI which they then need to present to their finance provider as part of the credit application (STEP 2).

Confirmation of Scheme eligibility (STEP 1) does not confer credit approval. Approval of a loan under the SBCI Brexit Impact Loan Scheme is at the discretion of the relevant finance provider only, following their internal credit process (STEP 2).

This application form relates to certain eligibility criteria for the SBCI Brexit Impact Loan Scheme. Other eligibility criteria set out in the terms and conditions of the SBCI Brexit Impact Loan Scheme also apply (please check at https://sbci.gov.ie/products/brexit-impact-loan-scheme-bils).

This application form contains mandatory binding declarations regarding eligibility for this scheme. If a false or misleading declaration is made, or if false or misleading information is provided with this application, it may lead to a demand for repayment of any sums advanced under this scheme by the finance provider and to any State aid received being recovered with compound interest.

All declarations and documentation may be audited by the European Commission and other bodies as part of periodic audits of European support schemes. Further details shall be provided in the terms and conditions to any loan made available under the SBCI Brexit Impact Loan Scheme.

The Brexit Impact Loan Scheme is offered by the Strategic Banking Corporation of Ireland (SBCI) with the support of the Department of Enterprise, Trade and Employment (DETE), the Department of Agriculture, Food and the Marine (DAFM) and the European Investment Bank (EIB) Group. The Brexit Impact Loan Scheme benefits from a guarantee from the European Investment Fund (EIF).

De Minimis Related Previous State Aid

I * an authorised agent of *(Borrower Name)

confirm that: * has received *

of De Minimis Aid within the last three years (the current and previous two fiscal years), details of which are as follows:

Date Received	State aid Provider	Amount(€)

Details of Previous State Aid Under the Temporary Framework

The Temporary Framework for State aid Measures to Support the Economy in the Current Covid-19 outbreak ("Temporary Framework") provides for a series of State aid measures that EU Member States can adopt to support business during the Covid-19 Pandemic. Aid under the Temporary Framework may be granted by public agencies such as County Enterprise Boards, Enterprise Ireland, Micro Finance Ireland or other agencies. The Government has implemented a number of measures under the Temporary Framework, the full list of which as at 15/10/21 is available here.

Declarations

Has the Borrower previously received aid under any of the following measures:*

(a) The Covid-19 Credit Guarantee Scheme (“CCGS”);
(b) Schemes that Ireland approved under the Temporary Framework (see ANNEX for the list);
(c) The Temporary Framework;
(d) The EGF

Yes

If you have answered YES, please provide details of all State aid received by the Borrower, including details of the provider, and relevant scheme under which the State aid was granted and the amount of State aid you have received.

Date Received	State Aid Provider	Scheme under which State aid was granted	Amount of State aid received under scheme (€)

If you have answered YES and previously received aid under the Temporary Framework, will the loan granted under the BILS finance the same investment as the aid previously received under the Temporary Framework:

Yes

Declarations in Respect of Temporary Framework and EGF

Please Tick

1) To the best of my knowledge, I confirm I have not benefitted from State aid which has been declared illegal or noncompliant by the Commission which has not yet been returned.*

2) I confirm, to the best of my knowledge, that I have not benefitted from State aid under the Temporary Aid Framework or under the EGF other than as set out in the above table.*

3) In respect of financing an investment in tangible or intangible assets, I confirm that I have not received any other State aid support for the same investment.*

4) I confirm I am entitled to receive additional State aid through the EGF and that the total State aid I received under either or both of the Temporary Framework and the EGF together with the Proposed Loan Amount (see below) does not exceed the Maximum Aid Thresholds.*

5) I confirm that the aid to be granted under the Temporary Framework and/or under the EGF will comply with the European Commission’s rules on cumulation of aid, including those summarised in ANNEX 2 relating to combining aid under the section mentioned in that annex with the aid applied for under this application.*

Eligibility Criteria

Brexit Related Criteria

Please choose one of the following criteria*

Please Tick

1. The combined exposure of the export/import of products, services or raw materials to/from the UK (including Northern Ireland) equates to at least 15% of business turnover.

2. Export products, services or raw materials to the UK (including Northern Ireland) equating to at least 15% of business turnover.

3. Import products, services or raw materials from the UK (including Northern Ireland) equating to at least 15% of business turnover.

4. The business is indirectly exposed to the UK (including Northern Ireland) i.e. transacts products, services or raw materials with an enterprise that is directly exposed to the UK (including Northern Ireland) equating to at least 15% of turnover.

Proposed Loan Amount* (Min €25,000 and max €1.5 million)

If there is an element of Re-finance in your loan, what percentage (%) of the loan amount will be used for the refinancing?
(Please note that the Scheme allows up to max 30% for the refinancing of an existing debt product. The percentage % can be greater than 30% in case of the refinancing of an existing SBCI Brexit Loan Scheme facility)

Declaration

Please Tick

1. I confirm I am an SME and that I have been adversely impacted by (a) Brexit and (b) the Covid-19 pandemic..*

2. I confirm that the loan amount does not exceed the liquidity needs of the business for the coming 18 months.*

3. It is necessary for the SBCI to process certain information (including personal data) to process your application.

I confirm that I have read and understand the SBCI Data Protection Statement.*

4. Acting further to its statutory functions under the Strategic Banking Corporation of Ireland Act 2014, the SBCI is compiling a database of its applicants so that the SBCI can send communications to such applicants for the purposes of: (i) direct marketing of similar products and services in future; and (ii) to conduct market analysis and surveys related to your application.
As an applicant, we will add your contact details to our database but if you would prefer not to be included, you can opt-out by following the instructions below.
You have the right at any time to opt-out from such processing for the purposes described above, by notifying SBCI by email at: marketingoptout@sbci.gov.ie
Otherwise, we will retain your personal data in our database of applicants so that we can contact you in future for the marketing purposes described above based on the following criteria: (i) whether you choose to opt-out; (ii) the availability of similar SBCI schemes / products / services in future; (iii) SBCI’s market analysis and research requirements; and (iv) otherwise in accordance with our data retention policy.

5. The SBCI works closely with other statutory agencies, including but not limited to Enterprise Ireland, the Department of Enterprise, Trade and Employment, the Department of Agriculture, Food and the Marine and Microfinance Ireland (together the “SBCI Marketing Partners”), for the common purposes of supporting enterprises by facilitating the provision of credit and related products and services to enterprises and contributing to the diversity of the types of finance available in Ireland. An up to date list of SBCI Marketing Partners is available on the SBCI website at: https://sbci.gov.ie./about-us/sbci-marketing-partners.
From time to time SBCI issues a shared marketing statement by email which contains information on both SBCI’s new and existing schemes, products and services as well as information on financial services and supports provided by the SBCI Marketing Partners, which we consider are relevant and potentially of interest to you and your enterprise given the common purposes of the SBCI and the SBCI Marketing Partners referred to above. Please note that such emails are sent only from SBCI and your contact details are not shared with our SBCI Marketing Partners for this purpose. You have the right at any time to withdraw your consent or to opt-out from receiving the shared marketing statement from the SBCI, simply by notifying SBCI by email at marketingpartnersoptout@sbci.gov.ie
Otherwise, we will retain your personal data for a period of up to 10 years after the end of the Brexit Impact Loan Scheme, based on the following criteria (i) availability of other similar SBCI schemes / products / services and availability of financial services and supports of the SBCI Marketing Partners in future and (ii) whether you choose to opt out before then.
If you would like to receive the shared marketing statement by email from SBCI, please tick the box.

6. The SBCI works closely with other statutory agencies, including Enterprise Ireland ("EI"), who wish to contact certain applicants to the SBCI’s Brexit Impact Loan Scheme in order to discuss potential EI supports which may be available to your enterprise.

If, as an existing EI client, you are happy for SBCI to share your company’s name and the fact of your company’s application to SBCI with EI so that EI can then contact your company for the above purpose, please tick the box.

7. The European Investment Fund (“EIF”), the European Investment Bank (“EIB”) or the European Commission may wish to publish certain details (including your name, address and type of financial support provided per the EIF Guarantee) on their websites. If the loan is less than €100,000 or, if you are active in the agricultural and fisheries sector, the loan is less than €10,000, the information published shall be limited to statistical data, aggregated in accordance with relevant criteria such as geographical situation and type of support received. If you are a company applicant (i.e. the applicant for the loan is a company or a legal entity), please note that consent is not required and you can disregard this declaration.

For applicants borrowing in their personal capacity as natural persons, your consent to publication is required.*

I consent to the publication of certain details of my loan under this Scheme by the EIF, EIB, or the European Commission.

I do not consent to the publication of certain details of my loan under this Scheme by the EIF, EIB, or the European Commission.

Please note that applicants who consent to publication of their details may subsequently withdraw their consent by contacting the EIF, EIB and/or European Commission at the following addresses:

a. EIF: Attention of EIF Data Protection Officer, European Investment Fund, 37B avenue J.F. Kennedy, L-2968 Luxembourg, Grand Duchy of Luxembourg.

b. EIB: Attention of EIB Data Protection Officer, European Investment Bank, 88-100, boulevard Konrad Adenauer, L-2950, Luxembourg, Grand Duchy of Luxembourg.

c. European Commission: Attention of Data Protection Officer, European Data Protection Supervisor, Rue Wiertz 60, B 1047 Brussels, Belgium. By email: edps@edps.europa.eu

8. I confirm that I am aware this scheme is being offered by the Strategic Banking Corporation of Ireland in partnership with the Department of Enterprise, Trade and Employment, the Department of Agriculture, Food and the Marine and with the support of the European Investment Fund.

I confirm that the loan will not be used in contravention of any of the terms and conditions of the scheme*.

9. I declare that I am authorised by the Borrower to complete this form and that all information provided in this application form is accurate and up to date.*

* Mandatory fields

Please note: None of the information contained in this form is saved by the SBCI.

When completed, this form needs to be printed, signed and returned to us via email or post.

ANNEX 1

List of the Schemes Ireland has had approved under the Temporary Framework

	Sa Number	Title	Granting Authority	Expires
1.	56845	Repayable Advances Scheme Ireland. This scheme was replaced with the scheme below	Enterprise Ireland & IDA Ireland	n/a
2.	57036	Sustaining Enterprise Scheme This scheme replaced the Repayable Advances Scheme (above)	Enterprise Ireland & IDA Ireland	30.06.21
3.	57453	Scheme to facilitate COVID-19 relevant research and development, to support construction and upgrade of testing and upscaling facilities of COVID-19 relevant products and to support investments into the production of COVID-19 relevant products	IDA Ireland	30.06.21
4.	57465	COVID-19 Credit Guarantee Scheme	Strategic Banking Corporation of Ireland	31.12.21
5.	57509	Irish Restart Grant	Enterprise Ireland	30.06.21
6.	57214	COVID-19 Adaptation Fund for the Re-Opening of Tourism and Hospitality businesses	National Tourism Development Authority	30.06.21
7.	57509	Beef Finishers Payment	The Department of Agriculture, Food and the Marine	30.06.21
8.	58562	Live Performance Scheme	Department of Tourism, Culture, Arts, Gaeltacht, Sport and Media	30.06.21
9.	58955	Irish Coach Tourism Scheme	Failte Ireland	30.06.21
10.	59719	Ireland-Based Inbound Tourism Agents Business Continuity Scheme	Failte Ireland	30.06.21
11.	61617	Sustaining Enterprise Scheme Amendment to SA.57036, as amended by SA. 58043	Enterprise Ireland & IDA Ireland	31.12.21
12.	59709	COVID-19 - Aid to airport operators	Department of Transport	31.12.21
13.	61236	Tourism Business Continuity Scheme	Department of Tourism, Culture, Arts, Gaeltacht, Sport and Media	31.12.21
14.	62293	Liquidity aid to beef farmers	Department of Agriculture, Food, and the Marine	31.12.21
15.	62301	Small Business Assistance Scheme for COVID (SBASC)	Local Authorities	31.12.21
16.	63067	COVID-19: Live Performance Support Scheme 2021	Department of Tourism, Culture, Arts, Gaeltacht, Sport and Media	31.12.21

ANNEX 2

TF Section	Purpose of aid	Position on cumulation
3.6	Aid for Covid-19 relevant R&D	You may combine aid under 3.6 with support from other sources for the same eligible costs, provided the combined aid does not exceed the following: The aid intensity (that is the gross amount of aid as a percentage of the eligible costs of the project) may cover 100% of eligible costs for fundamental research but may not exceed 80% of eligible costs for industrial research and experimental development; and The aid intensity for industrial research and experimental development may be increased by 15%, if more than one Member State supports the research project, or it is carried out in cross-border collaboration with research organisations or other undertakings.
3.7	Investment aid for testing and upscaling infrastructure	If you have received aid under 3.7 you may not combine it with other investment aid for the same eligible costs. “Eligible costs” are the investment costs necessary for setting up the testing and upscaling infrastructures required to develop Covid-19 relevant products (vaccines, medicines, medical devices, PPE etc.).
3.8	Investment aid for the production of Covid-19 relevant products	If you have received aid under 3.8 you may not combine it with other investment aid for the same eligible cost. “Eligible costs” relate to all investment costs necessary for the production of Covid-19 relevant products and to the costs of trial runs of the new production facilities.
3.10	Aid to cover wage subsidies to avoid lay-offs during Covid-19	You may combine wage subsidy with other generally available or selective employment support measures, provided the combined support does not lead to overcompensation of the wage costs of the personnel concerned. Wage subsidies may further be combined with tax deferrals and deferrals of social security payments.
3.12	Aid to support uncovered fixed costs	If you have received aid under 3.9 you may not combine it with other aid for the same eligible costs (i.e. uncovered fixed costs). “Uncovered fixed costs” are the fixed costs you incur during the eligible period which are not covered by the profit contribution (i.e. revenues minus variable costs) during the same period and which are not covered by other sources, such as insurance, temporary aid measures covered by the Temporary Framework or support from other sources.

SBCI Brexit Impact Loan Scheme

Eligibility Application Form.

SMEs

Notice

Borrower Details

Business Details

De Minimis Related Previous State Aid

Details of Previous State Aid Under the Temporary Framework

Declarations

Declarations in Respect of Temporary Framework and EGF

Eligibility Criteria

Brexit Related Criteria

Loan Type

Declaration

ANNEX 1

ANNEX 2